Get Instant Cash Loans
Borrow up to ₱100,000 for any purpose — emergencies, bills, business, or family needs. Get approved in minutes and receive funds straight to your account.
Apply for Cash Loan NowTrusted by thousands of Filipinos
Loanova,your reliable friendwhenyouneedhelp.
Tulong na Mabilis at Maayos! Get up to ₱100,000 instantly approved and transferred straight to your account — kailangan mo lang ng cellphone at valid ID.
10min
Avg approval
₱100K
Max amount
365d
Flex terms
⚡Fast Approved🛡Great Security✓SEC Licensed💎No Hidden Fees
Fast Approval
As fast as 10 minutes
Quick, simple & secure
Flexible Terms
91–365 days
Pay at your own pace
Why Loanova?
Built for the way Filipinos live.
Speed, flexibility, and real trustworthiness combined — so you stay in full control of your finances.
Quick as Lightning
Bilis ng Kidlat!
Need cash fast? At Loanova, get approved in as fast as 10 minutes! Once approved, funds are transferred straight to your account. Walang abala, diretso agad.
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Flexible & Transparent
Loans Tailored for You
Choose the loan amount and repayment terms that perfectly fit your budget and lifestyle. Everything is clear upfront — no hidden charges, no surprises. Para sa'yo talaga.
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Simple & Easy
100% Online Process
Apply anytime, anywhere with just your valid ID and smartphone. No paperwork, no branch visits. Pwede kahit nasa bahay ka o on-the-go — 24/7!
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Bank-Grade Security
Your Data is Protected
We use advanced SSL encryption to keep all your personal and financial information safe and confidential. Your trust is our priority — ligtas at secure.
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At Loanova, we combine speed, flexibility, and real trustworthiness to give you full control over your finances. Whether it's for emergency needs, family expenses, or business goals — Pera agad, para sa'yo!
Be Our Guests
Join our Family to Shop, Live and Save with Loanova
Secure & Transparent
Bank-grade security and full transparency in every step. Apply 100% online with just your phone and valid ID. Your data is protected and your trust is our priority.
Learn About Loanova
For Every Need
Whether it’s Meralco bills, sari-sari store restocking, school fees, or medical expenses — Loanova supports your daily life and goals with quick and reliable cash.
See How It WorksCompliance & Trust
Safe, Secure, and Fully Compliant
At Loanova, your safety and trust come first. We are fully regulated and committed to protecting you every step of the way.
Fully Licensed & Regulated
Loanova is officially licensed by the Securities and Exchange Commission (SEC). Borrow with peace of mind under strict Philippine regulatory standards.
Transparent Pricing
What you see is what you get. All interest rates, fees, and repayment terms are shown clearly before you confirm your loan. No hidden charges, no surprises.
Your Privacy is Protected
We use advanced security technology to safeguard your personal and financial information. Your data is never sold or shared with third parties.
Responsible Lending
We believe in smart borrowing. Borrow only what you truly need and can comfortably repay. Loanova promotes financial responsibility for a better tomorrow.
Use it When You Need
Loanova is Right Here for You
01
Unexpected Emergency
No More Overdue Bills
Meralco bill due today? Mobile load running low? We understand how stressful it is when deadlines come before payday. Loanova gives you a quick and easy way to cover your utilities — keep the lights on and stay connected without worrying about late fees.
#UtilityBills#InstantRelief
02
Sari-Sari & Micro-Business
Keep Your Business Growing
For hardworking sari-sari store owners, online sellers, and micro-entrepreneurs — we know how tough it is when capital runs short. Loanova helps you restock goods, grab supplier discounts, or seize new opportunities. When you grow, we grow.
#SmallBusiness#CapitalBoost
03
Family & Education
Invest in Their Future
School fees, uniforms, or a laptop for online classes shouldn’t have to wait until next payday. Loanova supports your family’s needs with flexible loans that fit your budget — give your children the best chance to succeed.
#EducationFirst#SchoolFees
04
Healthcare & Wellness
Health Cannot Wait
Medical emergencies are already stressful enough. Whether it’s for medicines, a doctor’s visit, or hospital expenses, Loanova provides fast, 100% online approval so you can get the funds you need right away — even while you’re at the clinic.
#HealthSupport#EmergencyCash
Partners & Recognition
Partners & Co-workers
Skypay
Paycools
PaysoPay
Netbank
Union Bank
BDO
GCash
MayaSkypayPaycoolsPaysoPayNetbankUnion BankBDOGCashMayaCompliance & Regulatory
We adhere to recognized regulatory and compliance standards.
Loanova proudly operates under strict Philippine standards to support a secure and trustworthy borrowing experience.
CIC
Credit Information Corp.
Authorized credit reporting partner
Verified Compliant
AMLC
Anti-Money Laundering
Compliant with AML & KYC laws
Verified Compliant
SEC
Securities & Exchange
Fully licensed lending company
Verified Compliant
NPC
National Privacy Comm.
Data Privacy Act 10173 protected
Verified Compliant
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From application to cash in 4 simple steps
1
Step 1
Apply
Fill out your info and upload one valid ID. Takes only 5-10 minutes.
2
Step 2
Get Approved
Receive an instant decision in as fast as 10 minutes.
3
Step 3
Get the Cash
Funds transferred directly to your account on the same day.
4
Step 4
Repay Flexibly
Repay easily according to your chosen schedule.